2024-07-22T11:51:58.006+02:00
M o n d a y , 2 2 / 0 7 / 2 0 2 4 | 0 9 : 5 1 G M T by
Damian Chmiel
The latest report highlights the growing use of cryptocurrencies and Bitcoin ETFs in criminal activities.
The agency calls for enhanced tools and training to combat evolving digital threats.
The use of
cryptocurrencies in various criminal activities has become increasingly
prevalent, according to Europol’s latest Internet Organised Crime Threat
Assessment (IOCTA) report released today (Monday). The European Union’s law
enforcement agency highlights the growing role of digital assets and artificial
intelligence in cybercrime, signaling potential challenges for investigators
and regulators alike.
Cryptocurrencies Fuel
Cybercrime Surge, Europol Warns in Latest Threat Assessment
In its 10th
annual IOCTA report, Europol emphasizes that cryptocurrency adoption among
cybercriminals has expanded beyond traditional use cases, permeating a wider
array of illicit activities. This trend poses significant concerns for law
enforcement agencies struggling to keep pace with rapidly evolving criminal
tactics.
Catherine De Bolle, the Executive Director of Europol
“In 2023,
millions of victims across the EU were attacked and exploited online on a daily
basis. Small and medium businesses were increasingly popular targets for
cyber-attacks, while e-merchants experienced the most digital skimming attacks,”
commented Catherine De Bolle, the Executive Director of Europol. “Adults were victimized
through phishing, investment and romance frauds, and more and more minors were
targeted by child sexual exploitation offenders and online sexual extorters
The report
specifically points to the potential abuse of emerging financial products tied
to cryptocurrencies . As it suggests, the introduction of Bitcoin
exchange-traded funds (ETFs) has allowed a much larger group of investors to
speculate on cryptocurrencies without the need to physically possess them.
„Scammers
could abuse the rise of ETFs related to cryptocurrencies as people who do not
have extensive experience in cryptocurrency will become increasingly exposed to
them,” commented Europol. “Companies issuing cryptocurrency ETFs will also have
to hold large reserves in cryptocurrency, which might make them valuable
targets for fraudsters.”
Europol’s
findings come amid a backdrop of fragmentation in the cybercrime landscape.
Recent law enforcement actions have forced ransomware groups to splinter and
rebrand, while continuous takedowns of dark web forums have shortened the
lifecycle of criminal online marketplaces. This instability has contributed to
a multiplication of cyber threats, with millions of EU citizens falling victim
to online attacks daily.
#Internet Organised Crime Threat Assessment (IOCTA) 2024 #Cyberattack #CyberSecurity #cybercrime https://t.co/eWOuB6YXJQ
— Shadi Alkasim (@Shadi_Alkasim) July 22, 2024
Europol actively pursues crimes involving cryptocurrencies.
A recent incident in May led to the arrest of six individuals and the recovery
of €750,000 from a cryptocurrency scam. Last year, the agency also warned about
crimes using DeFi and NFT technologies, though it supports the use of blockchain in enhancing
cybersecurity. Three years ago, Europol dismantled a criminal group responsible for stealing $100 million in cryptocurrencies.
Artificial Intelligence
Helps Scammers
The report
also sheds light on the evolving nature of cybercrime tactics. Multi-layered
extortion schemes have become more common, with stolen data at risk of being
published or auctioned, leading to potential re-victimization. Additionally,
the assessment notes a concerning trend of underage offenders engaging in
cybercriminal activities, some of whom are already leveraging artificial
intelligence (AI) tools.
“Cybercriminals
are keen to leverage Artificial Intelligence, which is already becoming a
common component in their toolbox and is very likely to see even wider
application. Law enforcement agencies are expected to build a robust capacity
to counter the growing threats stemming from this, both in terms of human
resources and technical skills,” added De Bolle.
Looking
ahead, Europol anticipates that AI-assisted cybercrime will pose growing
challenges, particularly in the realm of child sexual abuse material (CSAM).
The agency warns that AI-altered and completely artificial CSAM will complicate
investigations, making it harder to identify victims and perpetrators.
A report
from Finance Magnates this April indicated that nearly 50% of companies are
targeted by AI-generated deepfakes. The payment, money transfer, and personal
banking sectors are particularly vulnerable to cybercrime in this regard. As
scammers increasingly utilize AI for malicious purposes, companies like
Mastercard are employing this technology to shield consumers from fraud,
especially significant as the annual cost of cybercrime is projected to reach
$10.5 trillion next year.
What to Expect in the Near
Future
Based on
the information provided in the IOCTA 2024 report, there are 7 key developments
to expect in the near future regarding cybercrime and digital threats:
Increased
AI-assisted cybercrime: AI tools are becoming more prevalent in criminals’ toolboxes, with a
particular concern for AI-assisted creation of child sexual abuse material
(CSAM). Rise in
AI-altered and artificial CSAM: This trend will pose growing challenges for law enforcement in
identifying victims and offenders, as well as managing the increased volume of
CSAM in circulation. Expanded
use of cryptocurrencies in various crime areas: Digital assets are expected to play a more
significant role across a wider spectrum of criminal activities. Potential
abuse of cryptocurrency-related financial products: The report warns that scammers could exploit
the rise of exchange-traded funds (ETFs) tied to cryptocurrencies. Continued
fragmentation of cyber threats: Due to law enforcement actions and market instability, cybercriminal
groups are likely to continue splintering and rebranding, leading to a
multiplication of threats. Increased
use of multi-layered extortion tactics: Criminals are expected to continue employing
complex extortion schemes, including the threat of publishing or auctioning
stolen data. Growing
challenges related to end-to-end encryption (E2EE): The widespread use of E2EE communication
platforms by offenders will create ongoing difficulties for law enforcement in
accessing criminal communications.
To address
these mounting digital challenges, Europol emphasizes the need for law
enforcement agencies to stay ahead of the curve. The agency calls for enhanced
knowledge, tools, and legislation to effectively combat evolving cyber threats.
The IOCTA
2024 report serves as a reminder of the dynamic nature of cybercrime and the
critical role that cryptocurrencies now play in this landscape. As digital
assets continue to gain mainstream acceptance, the challenge for law
enforcement to balance innovation with security becomes increasingly complex.
The use of
cryptocurrencies in various criminal activities has become increasingly
prevalent, according to Europol’s latest Internet Organised Crime Threat
Assessment (IOCTA) report released today (Monday). The European Union’s law
enforcement agency highlights the growing role of digital assets and artificial
intelligence in cybercrime, signaling potential challenges for investigators
and regulators alike.
Cryptocurrencies Fuel
Cybercrime Surge, Europol Warns in Latest Threat Assessment
In its 10th
annual IOCTA report, Europol emphasizes that cryptocurrency adoption among
cybercriminals has expanded beyond traditional use cases, permeating a wider
array of illicit activities. This trend poses significant concerns for law
enforcement agencies struggling to keep pace with rapidly evolving criminal
tactics.
Catherine De Bolle, the Executive Director of Europol
“In 2023,
millions of victims across the EU were attacked and exploited online on a daily
basis. Small and medium businesses were increasingly popular targets for
cyber-attacks, while e-merchants experienced the most digital skimming attacks,”
commented Catherine De Bolle, the Executive Director of Europol. “Adults were victimized
through phishing, investment and romance frauds, and more and more minors were
targeted by child sexual exploitation offenders and online sexual extorters
The report
specifically points to the potential abuse of emerging financial products tied
to cryptocurrencies . As it suggests, the introduction of Bitcoin
exchange-traded funds (ETFs) has allowed a much larger group of investors to
speculate on cryptocurrencies without the need to physically possess them.
„Scammers
could abuse the rise of ETFs related to cryptocurrencies as people who do not
have extensive experience in cryptocurrency will become increasingly exposed to
them,” commented Europol. “Companies issuing cryptocurrency ETFs will also have
to hold large reserves in cryptocurrency, which might make them valuable
targets for fraudsters.”
Europol’s
findings come amid a backdrop of fragmentation in the cybercrime landscape.
Recent law enforcement actions have forced ransomware groups to splinter and
rebrand, while continuous takedowns of dark web forums have shortened the
lifecycle of criminal online marketplaces. This instability has contributed to
a multiplication of cyber threats, with millions of EU citizens falling victim
to online attacks daily.
#Internet Organised Crime Threat Assessment (IOCTA) 2024 #Cyberattack #CyberSecurity #cybercrime https://t.co/eWOuB6YXJQ
— Shadi Alkasim (@Shadi_Alkasim) July 22, 2024
Europol actively pursues crimes involving cryptocurrencies.
A recent incident in May led to the arrest of six individuals and the recovery
of €750,000 from a cryptocurrency scam. Last year, the agency also warned about
crimes using DeFi and NFT technologies, though it supports the use of blockchain in enhancing
cybersecurity. Three years ago, Europol dismantled a criminal group responsible for stealing $100 million in cryptocurrencies.
Artificial Intelligence
Helps Scammers
The report
also sheds light on the evolving nature of cybercrime tactics. Multi-layered
extortion schemes have become more common, with stolen data at risk of being
published or auctioned, leading to potential re-victimization. Additionally,
the assessment notes a concerning trend of underage offenders engaging in
cybercriminal activities, some of whom are already leveraging artificial
intelligence (AI) tools.
“Cybercriminals
are keen to leverage Artificial Intelligence, which is already becoming a
common component in their toolbox and is very likely to see even wider
application. Law enforcement agencies are expected to build a robust capacity
to counter the growing threats stemming from this, both in terms of human
resources and technical skills,” added De Bolle.
Looking
ahead, Europol anticipates that AI-assisted cybercrime will pose growing
challenges, particularly in the realm of child sexual abuse material (CSAM).
The agency warns that AI-altered and completely artificial CSAM will complicate
investigations, making it harder to identify victims and perpetrators.
A report
from Finance Magnates this April indicated that nearly 50% of companies are
targeted by AI-generated deepfakes. The payment, money transfer, and personal
banking sectors are particularly vulnerable to cybercrime in this regard. As
scammers increasingly utilize AI for malicious purposes, companies like
Mastercard are employing this technology to shield consumers from fraud,
especially significant as the annual cost of cybercrime is projected to reach
$10.5 trillion next year.
What to Expect in the Near
Future
Based on
the information provided in the IOCTA 2024 report, there are 7 key developments
to expect in the near future regarding cybercrime and digital threats:
Increased
AI-assisted cybercrime: AI tools are becoming more prevalent in criminals’ toolboxes, with a
particular concern for AI-assisted creation of child sexual abuse material
(CSAM). Rise in
AI-altered and artificial CSAM: This trend will pose growing challenges for law enforcement in
identifying victims and offenders, as well as managing the increased volume of
CSAM in circulation. Expanded
use of cryptocurrencies in various crime areas: Digital assets are expected to play a more
significant role across a wider spectrum of criminal activities. Potential
abuse of cryptocurrency-related financial products: The report warns that scammers could exploit
the rise of exchange-traded funds (ETFs) tied to cryptocurrencies. Continued
fragmentation of cyber threats: Due to law enforcement actions and market instability, cybercriminal
groups are likely to continue splintering and rebranding, leading to a
multiplication of threats. Increased
use of multi-layered extortion tactics: Criminals are expected to continue employing
complex extortion schemes, including the threat of publishing or auctioning
stolen data. Growing
challenges related to end-to-end encryption (E2EE): The widespread use of E2EE communication
platforms by offenders will create ongoing difficulties for law enforcement in
accessing criminal communications.
To address
these mounting digital challenges, Europol emphasizes the need for law
enforcement agencies to stay ahead of the curve. The agency calls for enhanced
knowledge, tools, and legislation to effectively combat evolving cyber threats.
The IOCTA
2024 report serves as a reminder of the dynamic nature of cybercrime and the
critical role that cryptocurrencies now play in this landscape. As digital
assets continue to gain mainstream acceptance, the challenge for law
enforcement to balance innovation with security becomes increasingly complex.
1625 Articles
36 Followers
Damian’s adventure with financial markets began at the Cracow University of Economics, where he obtained his MA in finance and accounting. Starting from the retail trader perspective, he collaborated with brokerage houses and financial portals in Poland as an independent editor and content manager. His adventure with Finance Magnates began in 2016, where he is working as a business intelligence analyst.
1625 Articles
36 Followers
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In this video, Sherwan Zeybo, Head of Business Development at @fxgtofficial , discusses the growth and development of the CFD broker since its inception in 2019. Starting with a small team, FXGT has expanded to over 280 employees and obtained multiple licenses across various jurisdictions. Sher highlights the broker’s commitment to providing security, transparency, and a comprehensive trading environment for clients. Sherwan also mentions upcoming developments, including a new trading app and a web trading platform, as well as a copy trading and social trading platform.
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In this video, Sherwan Zeybo, Head of Business Development at @fxgtofficial , discusses the growth and development of the CFD broker since its inception in 2019. Starting with a small team, FXGT has expanded to over 280 employees and obtained multiple licenses across various jurisdictions. Sher highlights the broker’s commitment to providing security, transparency, and a comprehensive trading environment for clients. Sherwan also mentions upcoming developments, including a new trading app and a web trading platform, as well as a copy trading and social trading platform.
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In this video, Sherwan Zeybo, Head of Business Development at @fxgtofficial , discusses the growth and development of the CFD broker since its inception in 2019. Starting with a small team, FXGT has expanded to over 280 employees and obtained multiple licenses across various jurisdictions. Sher highlights the broker’s commitment to providing security, transparency, and a comprehensive trading environment for clients. Sherwan also mentions upcoming developments, including a new trading app and a web trading platform, as well as a copy trading and social trading platform.
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In our discussion with Rhonda K. Müller, CEO of Muinmos, during iFX EXPO International, she covered regulatory changes impacting the trading industry, particularly focusing on new frameworks like MICA and Dora. She highlights the positive effects of regulation, such as increased order and transparency, and predicts that these changes will ignite more competition in the crypto market. Rhonda also touches on the rising trend of prop trading and anticipates future regulations in this area to ensure legitimacy. Finally, she shares Mooz’s commitment to digitization and connectivity, aiming to provide comprehensive solutions from investor protection to risk profiling.
#financemagnates #Regulation #CryptoTrading #PropTrading #FinancialMarkets #DigitalTransformation
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In our discussion with Rhonda K. Müller, CEO of Muinmos, during iFX EXPO International, she covered regulatory changes impacting the trading industry, particularly focusing on new frameworks like MICA and Dora. She highlights the positive effects of regulation, such as increased order and transparency, and predicts that these changes will ignite more competition in the crypto market. Rhonda also touches on the rising trend of prop trading and anticipates future regulations in this area to ensure legitimacy. Finally, she shares Mooz’s commitment to digitization and connectivity, aiming to provide comprehensive solutions from investor protection to risk profiling.
#financemagnates #Regulation #CryptoTrading #PropTrading #FinancialMarkets #DigitalTransformation
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In our discussion with Rhonda K. Müller, CEO of Muinmos, during iFX EXPO International, she covered regulatory changes impacting the trading industry, particularly focusing on new frameworks like MICA and Dora. She highlights the positive effects of regulation, such as increased order and transparency, and predicts that these changes will ignite more competition in the crypto market. Rhonda also touches on the rising trend of prop trading and anticipates future regulations in this area to ensure legitimacy. Finally, she shares Mooz’s commitment to digitization and connectivity, aiming to provide comprehensive solutions from investor protection to risk profiling.
#financemagnates #Regulation #CryptoTrading #PropTrading #FinancialMarkets #DigitalTransformation
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In our discussion with Rhonda K. Müller, CEO of Muinmos, during iFX EXPO International, she covered regulatory changes impacting the trading industry, particularly focusing on new frameworks like MICA and Dora. She highlights the positive effects of regulation, such as increased order and transparency, and predicts that these changes will ignite more competition in the crypto market. Rhonda also touches on the rising trend of prop trading and anticipates future regulations in this area to ensure legitimacy. Finally, she shares Mooz’s commitment to digitization and connectivity, aiming to provide comprehensive solutions from investor protection to risk profiling.
#financemagnates #Regulation #CryptoTrading #PropTrading #FinancialMarkets #DigitalTransformation
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In our discussion with Rhonda K. Müller, CEO of Muinmos, during iFX EXPO International, she covered regulatory changes impacting the trading industry, particularly focusing on new frameworks like MICA and Dora. She highlights the positive effects of regulation, such as increased order and transparency, and predicts that these changes will ignite more competition in the crypto market. Rhonda also touches on the rising trend of prop trading and anticipates future regulations in this area to ensure legitimacy. Finally, she shares Mooz’s commitment to digitization and connectivity, aiming to provide comprehensive solutions from investor protection to risk profiling.
#financemagnates #Regulation #CryptoTrading #PropTrading #FinancialMarkets #DigitalTransformation
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Tom Higgins | Gold-i
Tom Higgins | Gold-i
Tom Higgins | Gold-i
Tom Higgins | Gold-i
Tom Higgins | Gold-i
Tom Higgins | Gold-i
In this interview, Tom Higgins, CEO of Gold-i, discusses the convergence of crypto and FX liquidity. He explains the challenges of accessing crypto liquidity and how different execution methods, such as iceberg orders, help manage large transactions. Tom addresses the impact of AI in trading, emphasizing its use in sentiment analysis and trading pattern recognition. He also talks about the significance of Bitcoin ETFs in boosting institutional confidence in crypto markets. Lastly, Tom outlines the growth and future plans for Gold-i, focusing on enhancing their Matrix Net technology and expanding their role in crypto liquidity aggregation.
#financemagnates #CryptoLiquidity #FXLiquidity #AIinTrading #BitcoinETF #TradingTechnology
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In this interview, Tom Higgins, CEO of Gold-i, discusses the convergence of crypto and FX liquidity. He explains the challenges of accessing crypto liquidity and how different execution methods, such as iceberg orders, help manage large transactions. Tom addresses the impact of AI in trading, emphasizing its use in sentiment analysis and trading pattern recognition. He also talks about the significance of Bitcoin ETFs in boosting institutional confidence in crypto markets. Lastly, Tom outlines the growth and future plans for Gold-i, focusing on enhancing their Matrix Net technology and expanding their role in crypto liquidity aggregation.
#financemagnates #CryptoLiquidity #FXLiquidity #AIinTrading #BitcoinETF #TradingTechnology
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In this interview, Tom Higgins, CEO of Gold-i, discusses the convergence of crypto and FX liquidity. He explains the challenges of accessing crypto liquidity and how different execution methods, such as iceberg orders, help manage large transactions. Tom addresses the impact of AI in trading, emphasizing its use in sentiment analysis and trading pattern recognition. He also talks about the significance of Bitcoin ETFs in boosting institutional confidence in crypto markets. Lastly, Tom outlines the growth and future plans for Gold-i, focusing on enhancing their Matrix Net technology and expanding their role in crypto liquidity aggregation.
#financemagnates #CryptoLiquidity #FXLiquidity #AIinTrading #BitcoinETF #TradingTechnology
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In this interview, Tom Higgins, CEO of Gold-i, discusses the convergence of crypto and FX liquidity. He explains the challenges of accessing crypto liquidity and how different execution methods, such as iceberg orders, help manage large transactions. Tom addresses the impact of AI in trading, emphasizing its use in sentiment analysis and trading pattern recognition. He also talks about the significance of Bitcoin ETFs in boosting institutional confidence in crypto markets. Lastly, Tom outlines the growth and future plans for Gold-i, focusing on enhancing their Matrix Net technology and expanding their role in crypto liquidity aggregation.
#financemagnates #CryptoLiquidity #FXLiquidity #AIinTrading #BitcoinETF #TradingTechnology
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In this interview, Tom Higgins, CEO of Gold-i, discusses the convergence of crypto and FX liquidity. He explains the challenges of accessing crypto liquidity and how different execution methods, such as iceberg orders, help manage large transactions. Tom addresses the impact of AI in trading, emphasizing its use in sentiment analysis and trading pattern recognition. He also talks about the significance of Bitcoin ETFs in boosting institutional confidence in crypto markets. Lastly, Tom outlines the growth and future plans for Gold-i, focusing on enhancing their Matrix Net technology and expanding their role in crypto liquidity aggregation.
#financemagnates #CryptoLiquidity #FXLiquidity #AIinTrading #BitcoinETF #TradingTechnology
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In this interview, Tom Higgins, CEO of Gold-i, discusses the convergence of crypto and FX liquidity. He explains the challenges of accessing crypto liquidity and how different execution methods, such as iceberg orders, help manage large transactions. Tom addresses the impact of AI in trading, emphasizing its use in sentiment analysis and trading pattern recognition. He also talks about the significance of Bitcoin ETFs in boosting institutional confidence in crypto markets. Lastly, Tom outlines the growth and future plans for Gold-i, focusing on enhancing their Matrix Net technology and expanding their role in crypto liquidity aggregation.
#financemagnates #CryptoLiquidity #FXLiquidity #AIinTrading #BitcoinETF #TradingTechnology
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Throwback to FMLS:23 | FMvoices
Throwback to FMLS:23 | FMvoices
Throwback to FMLS:23 | FMvoices
Throwback to FMLS:23 | FMvoices
Throwback to FMLS:23 | FMvoices
Throwback to FMLS:23 | FMvoices
FMvoices are here to confirm all the great things you’ve heard about our events ✨ At the same time, it’s a throwback to our very successful FMLS:23 and we want to give out a special thank you to everyone who took the time to talk to us during the busy hours of the expo!
Ugnė B., payabl.
Joe Pelley, ActivTrades
William Thomas, BVNK
Got FOMO? Register now and secure your spot to the most premium financial event of London 🔗 https://events.financemagnates.com/EmKzD?utm_source=linkedin&utm_campaign=FMvoices-FMLS23&utm_medium=video&RefId=FMvoices+FMLS23
#fmls24 #fmls24 #fmls #fmevents #London #networking #financesummit
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FMvoices are here to confirm all the great things you’ve heard about our events ✨ At the same time, it’s a throwback to our very successful FMLS:23 and we want to give out a special thank you to everyone who took the time to talk to us during the busy hours of the expo!
Ugnė B., payabl.
Joe Pelley, ActivTrades
William Thomas, BVNK
Got FOMO? Register now and secure your spot to the most premium financial event of London 🔗 https://events.financemagnates.com/EmKzD?utm_source=linkedin&utm_campaign=FMvoices-FMLS23&utm_medium=video&RefId=FMvoices+FMLS23
#fmls24 #fmls24 #fmls #fmevents #London #networking #financesummit
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FMvoices are here to confirm all the great things you’ve heard about our events ✨ At the same time, it’s a throwback to our very successful FMLS:23 and we want to give out a special thank you to everyone who took the time to talk to us during the busy hours of the expo!
Ugnė B., payabl.
Joe Pelley, ActivTrades
William Thomas, BVNK
Got FOMO? Register now and secure your spot to the most premium financial event of London 🔗 https://events.financemagnates.com/EmKzD?utm_source=linkedin&utm_campaign=FMvoices-FMLS23&utm_medium=video&RefId=FMvoices+FMLS23
#fmls24 #fmls24 #fmls #fmevents #London #networking #financesummit
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FMvoices are here to confirm all the great things you’ve heard about our events ✨ At the same time, it’s a throwback to our very successful FMLS:23 and we want to give out a special thank you to everyone who took the time to talk to us during the busy hours of the expo!
Ugnė B., payabl.
Joe Pelley, ActivTrades
William Thomas, BVNK
Got FOMO? Register now and secure your spot to the most premium financial event of London 🔗 https://events.financemagnates.com/EmKzD?utm_source=linkedin&utm_campaign=FMvoices-FMLS23&utm_medium=video&RefId=FMvoices+FMLS23
#fmls24 #fmls24 #fmls #fmevents #London #networking #financesummit
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FMvoices are here to confirm all the great things you’ve heard about our events ✨ At the same time, it’s a throwback to our very successful FMLS:23 and we want to give out a special thank you to everyone who took the time to talk to us during the busy hours of the expo!
Ugnė B., payabl.
Joe Pelley, ActivTrades
William Thomas, BVNK
Got FOMO? Register now and secure your spot to the most premium financial event of London 🔗 https://events.financemagnates.com/EmKzD?utm_source=linkedin&utm_campaign=FMvoices-FMLS23&utm_medium=video&RefId=FMvoices+FMLS23
#fmls24 #fmls24 #fmls #fmevents #London #networking #financesummit
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FMvoices are here to confirm all the great things you’ve heard about our events ✨ At the same time, it’s a throwback to our very successful FMLS:23 and we want to give out a special thank you to everyone who took the time to talk to us during the busy hours of the expo!
Ugnė B., payabl.
Joe Pelley, ActivTrades
William Thomas, BVNK
Got FOMO? Register now and secure your spot to the most premium financial event of London 🔗 https://events.financemagnates.com/EmKzD?utm_source=linkedin&utm_campaign=FMvoices-FMLS23&utm_medium=video&RefId=FMvoices+FMLS23
#fmls24 #fmls24 #fmls #fmevents #London #networking #financesummit
📣 Stay updated with the latest in finance and trading!
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FMvoices are here to confirm all the great things you’ve heard about our events ✨ #fmevents #fmls24
FMvoices are here to confirm all the great things you’ve heard about our events ✨ #fmevents #fmls24
FMvoices are here to confirm all the great things you’ve heard about our events ✨ #fmevents #fmls24
FMvoices are here to confirm all the great things you’ve heard about our events ✨ #fmevents #fmls24
FMvoices are here to confirm all the great things you’ve heard about our events ✨ #fmevents #fmls24
FMvoices are here to confirm all the great things you’ve heard about our events ✨ #fmevents #fmls24
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